Stated Income Commercial Real Estate

Take Your Business to the Next Level With a Commercial Property

At Forefront Capital Group, we know that small business owners give their clients the best. You provide excellent customer service, high-quality products and a friendly touch that other businesses can’t compare to. We consult with commercial real estate investors to help them find solutions when they are at an impasse with traditional lending institutions.

How a Stated Income Commercial Real Estate Loan Works

The beauty of a stated income loan is that it can help businesses that would normally have difficulty qualifying for the best real estate financing. Normally, real estate loans require lots of financial paperwork, processing time and collateral. The credit score of your business is very important for getting approved.

With stated income commercial real estate financing, however, your credit score isn’t a major factor. You don’t need to risk your own business collateral. Paperwork is relatively simple. How can stated income loans be so easy?

The answer has to do with using the property in question as collateral. A stated income loan looks at your potential business property as an asset backing the loan. As long as the property cost is enough to cover the loan, fees and taxes, it’s pretty easy to qualify. This is an excellent tool for many small business owners.

What Types of Business Can Qualify

There aren’t many requirements for businesses to qualify for this type of loan. Here are some of the small businesses we’ve helped in the past:

  • Apartments
  • Restaurants
  • Automotive repair shops
  • Retail businesses
  • Coffee shops
  • Distribution centers
  • Daycare centers
  • Dentists and doctors

If you’re curious about the specific requirements for applying, we’re happy to walk through all of the steps. All you have to do is contact our friendly team today. We can even help you understand what documentation you need.